Why Payday Loans are Good for Millions of People, American Banker

August 13 2013, Ten:00am EDT The Justice Department and state regulators are targeting banks that service a broad range of what they consider questionable financial ventures, including some online payday lenders. I applaud the government’s efforts to weed out bad actors that engage in fraudulent transactions or crack federal laws.

Wells Fargo, U

Wells Fargo and Fifth Third are the latest, following Regions Financial this week, to discontinue “deposit advance loans,” which are tied to consumers’ paychecks, government benefits or other income directly deposited into their bank accounts. (NICHOLAS KAMM/AFP/Getty Pics)

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